DEPOSIT

If you do not yet have a Moneybookers account:

1. Visit www.moneybookers.com
2. Click "Register!"
3. Follow the on-screen instructions.

Once you have created your account, log into Moneybookers, select upload funds and choose one of the following options to deposit funds to your Moneybookers account:

• Bank Transfer
• Credit Card
• Other (varies by country of origin)

Once you have a Moneybookers account containing funds:

1. Visit the ECash Direct screen in your online merchant and click "Deposit".
2. Choose the Moneybookers.
3. Select Moneybookers deposit.
4. Enter the amount you would like to transfer from your Moneybookers account to your ECash Direct account.
5. Enter your Moneybookers email address and click "Proceed".
6. Review your transaction and click "Confirm".

Approved funds will immediately be credited to your ECash Direct account for use at your selected merchant.

1. Access your ECash Direct software.
2. Choose the Moneybookers Withdrawal function from the main menu.
3. Click the "Withdrawal" button.
4. Follow the on-screen instructions.

You must have successfully made a deposit to your ECash Direct account using Moneybookers before you can withdraw using Moneybookers. The Moneybookers account used to make the deposit will be used in processing withdrawals. If you've previously deposited funds to your ECash Direct account by credit card and/or Moneybookers, your withdrawal will be applied to your credit card first - up to your original credit card purchase amounts, and then to your Moneybookers account. Withdrawals via Moneybookers are permitted beyond original Moneybookers deposit amounts. Your Moneybookers email address is required in order to authenticate the transaction from ECash Direct to Moneybookers. Certain information may be required in order to secure the transaction.

*Note: Only one Moneybookers account is available per ECash Direct account.